Trustco Bank Corp Stock Performance

TRST Stock  USD 45.84  0.12  0.26%   
On a scale of 0 to 100, TrustCo Bank holds a performance score of 12. The entity has a beta of 0.73, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, TrustCo Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding TrustCo Bank is expected to be smaller as well. Please check TrustCo Bank's sortino ratio, semi variance, as well as the relationship between the Semi Variance and rate of daily change , to make a quick decision on whether TrustCo Bank's existing price patterns will revert.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in TrustCo Bank Corp are ranked lower than 12 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak basic indicators, TrustCo Bank unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
0.95
Five Day Return
(0.76)
Year To Date Return
10.76
Ten Year Return
62.13
All Time Return
2.6 K
Forward Dividend Yield
0.0382
Payout Ratio
0.4876
Last Split Factor
1:5
Forward Dividend Rate
1.52
Dividend Date
2025-10-01
1
Disposition of 4184 shares by Robert McCormick of TrustCo Bank subject to Rule 16b-3
11/21/2025
2
Disposition of 3483 shares by Robert McCormick of TrustCo Bank subject to Rule 16b-3
11/26/2025
3
Insider Trading
12/16/2025
4
TrustCo Bank approves new stock repurchase program for 2 million shares - The Daily Gazette
12/30/2025
 
TrustCo Bank dividend paid on 2nd of January 2026
01/02/2026
5
Buyout Rumor Why analysts upgrade TrustCo Bank Corp NY stock - 2025 Breakouts Breakdowns Fast Moving Market Watchlists - moha.gov.vn
01/07/2026
6
TrustCo to Release Fourth Quarter 2025 Results on January 21, 2026 Conference Call on January 22, 2026
01/12/2026
7
TrustCo Reports 2025 Net Income of 61.1 Million for the Year Posts Total Shareholder Return Three Times That Of Peers
01/21/2026
8
TrustCo Bank Corp NY Q4 Earnings Call Highlights
01/22/2026
9
TrustCo Bank Corp NY Q4 2025 Earnings Call Transcript
01/23/2026
10
TrustCo Bank Corp NY Shares Cross Above 200-Day Moving Average - Whats Next - MarketBeat
02/10/2026
Begin Period Cash Flow578 M
Total Cashflows From Investing Activities-3.8 M
Free Cash Flow54.6 M

TrustCo Bank Relative Risk vs. Return Landscape

If you would invest  3,891  in TrustCo Bank Corp on November 18, 2025 and sell it today you would earn a total of  693.00  from holding TrustCo Bank Corp or generate 17.81% return on investment over 90 days. TrustCo Bank Corp is currently generating 0.2796% in daily expected returns and assumes 1.739% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than TrustCo, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days TrustCo Bank is expected to generate 2.3 times more return on investment than the market. However, the company is 2.3 times more volatile than its market benchmark. It trades about 0.16 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.16 per unit of risk.

TrustCo Bank Target Price Odds to finish over Current Price

The tendency of TrustCo Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 45.84 90 days 45.84 
about 5.1
Based on a normal probability distribution, the odds of TrustCo Bank to move above the current price in 90 days from now is about 5.1 (This TrustCo Bank Corp probability density function shows the probability of TrustCo Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days TrustCo Bank has a beta of 0.73. This usually implies as returns on the market go up, TrustCo Bank average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding TrustCo Bank Corp will be expected to be much smaller as well. Additionally TrustCo Bank Corp has an alpha of 0.1983, implying that it can generate a 0.2 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   TrustCo Bank Price Density   
       Price  

Predictive Modules for TrustCo Bank

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as TrustCo Bank Corp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of TrustCo Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
44.1445.8847.62
Details
Intrinsic
Valuation
LowRealHigh
37.4139.1550.42
Details
0 Analysts
Consensus
LowTargetHigh
23.6626.0028.86
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.000.000.00
Details

TrustCo Bank Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. TrustCo Bank is not an exception. The market had few large corrections towards the TrustCo Bank's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold TrustCo Bank Corp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of TrustCo Bank within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.20
β
Beta against Dow Jones0.73
σ
Overall volatility
1.92
Ir
Information ratio 0.10

TrustCo Bank Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of TrustCo Bank for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for TrustCo Bank Corp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
TrustCo Bank Corp has a strong financial position based on the latest SEC filings
Over 81.0% of the company shares are owned by institutional investors
On 2nd of January 2026 TrustCo Bank paid $ 0.38 per share dividend to its current shareholders
Latest headline from news.google.com: TrustCo Bank Corp NY Shares Cross Above 200-Day Moving Average - Whats Next - MarketBeat

TrustCo Bank Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of TrustCo Stock often depends not only on the future outlook of the current and potential TrustCo Bank's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. TrustCo Bank's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding18.3 M
Dividends Paid27.4 M
Cash And Short Term Investments361 M
Forward Annual Dividend Rate1.52

TrustCo Bank Fundamentals Growth

TrustCo Stock prices reflect investors' perceptions of the future prospects and financial health of TrustCo Bank, and TrustCo Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on TrustCo Stock performance.

About TrustCo Bank Performance

Assessing TrustCo Bank's fundamental ratios provides investors with valuable insights into TrustCo Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the TrustCo Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.17 

Things to note about TrustCo Bank Corp performance evaluation

Checking the ongoing alerts about TrustCo Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for TrustCo Bank Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
TrustCo Bank Corp has a strong financial position based on the latest SEC filings
Over 81.0% of the company shares are owned by institutional investors
On 2nd of January 2026 TrustCo Bank paid $ 0.38 per share dividend to its current shareholders
Latest headline from news.google.com: TrustCo Bank Corp NY Shares Cross Above 200-Day Moving Average - Whats Next - MarketBeat
Evaluating TrustCo Bank's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate TrustCo Bank's stock performance include:
  • Analyzing TrustCo Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether TrustCo Bank's stock is overvalued or undervalued compared to its peers.
  • Examining TrustCo Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating TrustCo Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of TrustCo Bank's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of TrustCo Bank's stock. These opinions can provide insight into TrustCo Bank's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating TrustCo Bank's stock performance is not an exact science, and many factors can impact TrustCo Bank's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for TrustCo Stock Analysis

When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.